Rich (working name)

One-liner: Two-person household, multiple bank and investment accounts, money moving between them constantly — a dedicated intake address takes weekly CSV exports, deterministic rules (not an LLM) tell real spending apart from money just moving around, and a static site behind a shared passcode shows account balances, net worth, and a category → merchant → transaction flow diagram.

Origin: New idea, grew out of two things: transactions previously analyzed ad hoc via Claude chat (trust in that approach eroded), and an existing classification ruleset that already solves the hard part (RBC/Tangerine/Vancity exports — telling transfers apart from real spend). Design fully worked out via /grilling. The full design brief, context/domain language, and the classification rules now live in the repo itself, which is the source of truth going forward: runquest/rich-happy-goats-space (private).

Deliberately not a merge with the older money-buckets idea (2019 envelope-savings prototype) — kept separate.

Architecture (short version — see the repo for the full brief):

• Dedicated intake email (mail.rich.happygoats.space) for CSV exports from both partners, mirroring the reads.aiste.io intake pattern.
• Deterministic, rule-based classification (flow type, then category); JSON ledger versioned in the repo.
• Static site at rich.happygoats.space, behind a shared passcode enforced server-side.
• Net worth trend, category baseline drift, and statistical-outlier big-expense highlighting across week/month/quarter views.
• Phase 2 (later): Claude chat over the data.

Status: Active — repo created (private), DNS in progress at Namecheap, Claude Design exploring the UI.